Home Mortgage Rates Predictions 2024 Calendar. Days after the fed meeting, mortgage giant freddie mac released its monthly outlook, which predicted mortgages rates would decline further, but remain above 6%. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2024.

Several major institutions have weighed in on their predictions for mortgage rates by the end of 2024: Mortgage rate predictions for 2024 suggest that home buyers could enjoy lower borrowing costs in the months ahead.